Tonga Finance, Pacific Islands

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Tonga Finance

Sunset in Tonga


There are three major banks on Tongatapu, ANZ Bank, MBF Bank and Westpac Bank. There are also several ATM’s in Nuku’alofa and Fua’amotu International Airport. All the ATM’s are currently operated by ANZ or Westpac.

Currency can be exchanged by all the major banks as well as the EM Jones Travel Centre, Western Union and others.


The pa'anga is the currency used in Tonga. The pa'anga is divided into 100 seniti. A pa'anga is often referred to in English as a dollar and seniti as cents. Coins come in denominations of 1, 2, 5, 10, 20 and 50 seniti and notes have values of 1, 2, 5, 10, 20, 50 and 100.

Although Tonga is a developing country, prices for many things are comparable to or slightly greater than New Zealand or Australia. Most of what you eat, apart from fish, lobsters, roots and tubers, fruits and vegetables will have been imported.

A good meal out will cost 30-50 pa'anga, a beer in a restaurant or bar costs about 5-6 pa'anga, hiring a car is about 50-60 pa'anga a day and cigarettes are 7-8 pa'anga for a pack of 25.

There are no restrictions on the amount of local currency (pa'anga) or foreign currency that can be brought in or out of the country.


Tipping is not expected in Tonga; however no offence will be taken if excellent service is rewarded in this way. Bargaining is not practiced and the asked price is what the seller expects to receive.

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