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Pacific Tourism Guide and NZTG.
About Cook Islands
Cook Islands Banking, Currency and Finance
The Cook Islands offers a range of banking facilities and finance options, including operating as an international finance centre.
Cook Islands Banking

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Banking facilities are available for all international arrivals. There are Westpac and ANZ Banks on Rarotonga. Banks are generally open 9:00 am to 3:00 pm weekdays, with some also open on Saturday morning. There is an ATM at both the ANZ and Westpac banks. Westpac represents American Express.
Cook Islands Currency
The currency in the Cook Islands is the New Zealand dollar. Coins have values of 10, 20 and 50 cents, $1 and $2; notes have values of $5, $10, $20, $50 and $100. New Zealand notes are used throughout the islands but the Cook Islands have their own decorative $3 note in circulation as well as a few old coins. New Zealand coins are used mostly throughout the islands.
Cook Islands Tax
There is a 12.5% Value Added Tax (VAT) on all goods and services. This is included in prices at most places but you should ask if it's not displayed, just in case.
Cook Islands Tipping
Tipping is not encouraged in the Cook Islands. If you wish to offer a tip, tip with a smile and a meitaki ma'ata (thank you).
Bargaining can also be taken as an insult.
Cook Islands & Rarotonga Information
Regional Information
Key information and facts about the Cook Islands & Rarotonga region.
Activity Highlights
Major activities and attractions in the Cook Islands & Rarotonga region.
Scenic Highlights
Major natural attractions in the Cook Islands & Rarotonga region.
History
History of the Cook Islands & Rarotonga region.